Medicare is a type of health insurance that was developed by the government to aid in covering medical bills for citizens who meet certain demands. Medicare Part A, part of the Original Medicare, is a government funded hospital insurance that covers in patient care in hospitals, skilled nursing facilities and Religious Nonmedical Health Care Institutions; hospice care services; and home health services.
If you or your spouse paid Medicare taxes while you were working, you commonly don't need to pay a premium for Part A coverage.
You may be able to purchase Medicare Part A coverage if you're over 65 and meet the citizenship requirement. If you are under 65, you must be disabled and can no longer receive Part A Medicare coverage for free because you went back to work. The premium for Part A coverage could be as much as $443 per month.
You can automatically get Medicare Part A coverage on the first day of the month you turn 65 if you also receive benefits from Social Security or the Railroad Retirement Board (RRB). Your Medicare card will come in the mail 3 months before your 65th birthday.
On the other hand, if you are under 65 and you are disabled, you will automatically receive Part A once you have received Social Security disability benefits or certain RRB benefits for 24 months. Your Medicare card will come in the mail on your 25th month of disability. An exception is made for those with Amyothrophic Later Sclerosis, who automatically receive Part A the same month that disability benefits start.
You should sign up when you are first eligible for Medicare Part A to avoid a penalty increase on your premium with two exceptions. If you prolonged enrolling in Medicare because you or your spouse were enrolled in an employer's group health plan, you have 8 months after employment ended or the plan ended to enroll. If you were an international volunteer, you have 6 months after your assignment ends to enroll.
Medicare part A covers the cost of a blood transfusion if the hospital must buy blood for you, medically-necessary part-time nursing care or physical therapy, speech-language pathology, or occupational therapy. As well as hospice care for those with a life expectancy of 6 months or less because of a terminal illness, and a hospital stay in a semi-private room. This includes meals, general nursing, drugs, and other hospital suppliers. It also covers up to 100 days each benefit period in a skilled nursing facility care including a semi-private room, meals, skilled nursing, rehabilitative services, and other services.
If you or your spouse paid Medicare taxes while you were working, you commonly don't need to pay a premium for Part A coverage.
You may be able to purchase Medicare Part A coverage if you're over 65 and meet the citizenship requirement. If you are under 65, you must be disabled and can no longer receive Part A Medicare coverage for free because you went back to work. The premium for Part A coverage could be as much as $443 per month.
You can automatically get Medicare Part A coverage on the first day of the month you turn 65 if you also receive benefits from Social Security or the Railroad Retirement Board (RRB). Your Medicare card will come in the mail 3 months before your 65th birthday.
On the other hand, if you are under 65 and you are disabled, you will automatically receive Part A once you have received Social Security disability benefits or certain RRB benefits for 24 months. Your Medicare card will come in the mail on your 25th month of disability. An exception is made for those with Amyothrophic Later Sclerosis, who automatically receive Part A the same month that disability benefits start.
You should sign up when you are first eligible for Medicare Part A to avoid a penalty increase on your premium with two exceptions. If you prolonged enrolling in Medicare because you or your spouse were enrolled in an employer's group health plan, you have 8 months after employment ended or the plan ended to enroll. If you were an international volunteer, you have 6 months after your assignment ends to enroll.
Medicare part A covers the cost of a blood transfusion if the hospital must buy blood for you, medically-necessary part-time nursing care or physical therapy, speech-language pathology, or occupational therapy. As well as hospice care for those with a life expectancy of 6 months or less because of a terminal illness, and a hospital stay in a semi-private room. This includes meals, general nursing, drugs, and other hospital suppliers. It also covers up to 100 days each benefit period in a skilled nursing facility care including a semi-private room, meals, skilled nursing, rehabilitative services, and other services.
About the Author:
in search of http://tinyurl.com/dktx98. in search of a Collection Agency.. Check here for free reprint license: Medicare Part A.